Crisis in retirement planning. Since the dot com crash in 2000 sparked the change in retirement benefits. Defined benefits vs. defined retirement savings. This is information you must know! Tune into My Smart Retirement with Certified Financial Planner Nancy Fleming as she helps guide you through this often confusing and complex NEW retirement benefits world and don't miss Nancy and My Smart Retirement every Saturday morning from 10 to 11 on Money Radio 1510 and 99.3 FM.