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My Smart Retirement

Whether you are planning to retire someday, or find yourself already there, you know there’s lots of advice swirling around - some dangerous, some making outrageous claims. Where do you go? Who can you trust? How do you avoid the danger zone? Nancy Fleming with Fleming Financial Services features a weekly show that offers sound, practical solutions to these concerns and more. New episodes offered every Saturday.
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Sep 23, 2017

What are your taxes in retirement? What are other things out there waiting to surprise you in retirement?

RMDs, required minimum distributions... what are they and how will that effect you?

What others Taxes and tricky surprises are there in retirement?

Find out now, with  with Certified financial planner Nancy Fleming and Money Radio's Sinclair Noe

Sep 16, 2017

Getting an annuity and setting up retirement income can be a complex and confusing process.

Nancy and Sinclair cover the ABC's of Retirement Income and Annuities. Get all your retirement do's and don'ts!

Aug 19, 2017

Secure your early retirement by understanding your social security income with certified financial planner Nancy Fleming and Money Radio’s Sinclair Noe.

They will explain the best way to maximize your social security income and how it may help you enter your early retirement.

A checklist to test your readiness for retirement.

Aug 12, 2017

Are you keeping a tight grip on your budget or spending what you have, as a couple?
That is the discussion this week on my smart retirement with certified financial planner Nancy Flemming and money radio’s Sinclair Noe. 
Nancy and Sinclair look at the pairing of tightwads and spenders. They will discuss how to make it work.

Aug 5, 2017

My smart retirement show? Check.
With certified financial planner Nancy Flemming? Check.
Are you ready to retire? Well?
On this week’s my smart retirement, certified financial planner Nancy Flemming and money radio’s Sinclair Noe map out a checklist to show how ready are you to retire. Checklist retirement readiness, right now!

Jul 15, 2017

It's all about income in retirement on this week's My Smart Retirement with Certified Financial Planner Nancy Fleming and Money Radio's Sinclair Noe. A successful and financially free retirement by making sure you have income in retirement.

Jul 1, 2017

Are your parents reaching an age where you need to start thinking about Nursing Homes and Long Term Care? Is this something you want to plan for yourself so your children and loved ones have a plan?

How to plan for it? How to pay for it? Life isn't always straight forward, so try your best to be prepared.

Jun 24, 2017

How to beat the retirement crisis?

Is there a crisis? Is it solved with good ol' fashion "Common sense"?
Find out ways to avoid a retirement crisis with Certified Financial Planner Nancy Fleming and Money Radio's Sinclair Noe.


Are you on track? Are you fearing a shortfall when it comes to retirement? Not sure? Listen now!

Jun 17, 2017

Happy Father's Day Money Radio listeners!

As you enjoy this special day, before firing up the grill or just sit on the couch and relax, you NEED to check out the Father's Day Edition of My Smart Retirement with Certified Financial Planner Nancy Fleming and Money Radio's Sinclair Noe.

Find out How men are different in their investment approach and strategies to make sure your retirement plans don't get derailed.

May 13, 2017

The greatest gift to a mother is a child and the greatest gift to a child is his or her mother. Nancy and Sinclair put the focuses on YOU, ... MOM.
This Sunday is Mother's Day and Mom's have a different set of needs in retirement, Dive into retirement as a mother and women. What do you need to prepare for? Your needs are different in life and retirement.

May 6, 2017

Retiring early... Sounds good, doesn't it?

Have you ever thought about retiring at 55, or maybe sooner?

Sinclair and Nancy discuss pitfalls to avoid and strategies to use to retire early.

Apr 29, 2017

Have you ever thought about long term care? Who needs it? When do you need it? Certified Financial Planner Nancy Fleming and Money Radio's Sinclair Noe will give you more details if you're not sure of the answer.

Apr 22, 2017

Have you made bad choices in retirement? What are some you should avoid?

This week Nancy and Sinclair talk about bad choices in retirement and age appropriate strategies.

Apr 8, 2017

What's your roadmap to retirement? Not sure?


A Comprehensive Retirement Plan is necessary to achieve a smart and successful retirement. Nancy Fleming and Sinclair Noe discuss ideas and strategies to help you find your way to a happy and successful retirement.

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