You have most likely heard the phrase “financial planning” before. Right? Are you sure what it means to start or to “do your financial planning? ” Maybe you have even started, or maybe you looked it up online or talked to somebody. Wherever you find yourself, you may find some insight on this Saturday’s “My Smart Retirement” at 10:00 am with Certified financial Planner Nancy Fleming. It just might help you decide what your next step should be.

For many people, retirement marks a fundamental change in their life. Whatever your future, understanding the factors involved, and having a plan with some flexibility is key. Where did the notion of “retirement” come from anyway? Join Certified financial Planner Nancy Fleming of Fleming Finanical Services on My Smart Retirement this Saturday morning from 10 to 11 am. My Smart Retirement will share some of the plots in the evolving story of retirement, that have happy endings. So don't miss this week's My Smart Retirement RIGHT here on Money Radio 1510 and 99. 3FM

Haven’t you known a family member or friend grow older and need help. Maybe it was due to and accident, or illness or simply aging. Isn’t that a difficult thing? It’s even worse when there has been no plan on how to pay for the extra health or care expenses. This Saturday, at 10:00 am, host of My Smart Retirement and Certified Financial Planner Nancy Fleming will delve into this touchy topic. Learn about possible solutions that may help you or someone you love.

Congress has been busy, while in the news, with the budget, but behind closed doors-Amendments to the budget that affect your retirement planning.
Last December is was turning the pension protection laws upside down.
Then, Friday, Oct 30th, Halloween weekend, it was stopping social security filing choices-for all but a few. This has now changed the landscape of retirement planning. How it will affect you?
Well, It all depends when is your birthday? When will you be 66? Are you born in 1954 or later?
If you aren’t sure exactly sure how these new rules are impacting your retirement plan, then Call Fleming Financial Services, at 480-632-8770 that's 480-632-8770 Certified Financial Planner Nancy Fleming and her team will help you develop a plan to create a secure retirement for you. Otherwise, you might be in for a big surprise.
Attend Nancy Social Security Seminar at Financial Fest and hear ALL the changes!

Crisis in retirement planning. Since the dot com crash in 2000 sparked the change in retirement benefits. Defined benefits vs. defined retirement savings. This is information you must know! Tune into My Smart Retirement with Certified Financial Planner Nancy Fleming as she helps guide you through this often confusing and complex NEW retirement benefits world.