Congress has been busy, while in the news, with the budget, but behind closed doors-Amendments to the budget that affect your retirement planning.
Last December is was turning the pension protection laws upside down.
Then, Friday, Oct 30th, Halloween weekend, it was stopping social security filing choices-for all but a few. This has now changed the landscape of retirement planning. How it will affect you?
Well, It all depends when is your birthday? When will you be 66? Are you born in 1954 or later?
If you aren’t sure exactly sure how these new rules are impacting your retirement plan, then Call Fleming Financial Services, at 480-632-8770 that's 480-632-8770 Certified Financial Planner Nancy Fleming and her team will help you develop a plan to create a secure retirement for you. Otherwise, you might be in for a big surprise.
Attend Nancy Social Security Seminar at Financial Fest and hear ALL the changes!
Crisis in retirement planning. Since the dot com crash in 2000 sparked the change in retirement benefits. Defined benefits vs. defined retirement savings. This is information you must know! Tune into My Smart Retirement with Certified Financial Planner Nancy Fleming as she helps guide you through this often confusing and complex NEW retirement benefits world.
Crisis in retirement planning. Since the dot com crash in 2000 sparked the change in retirement benefits. Defined benefits vs. defined retirement savings. This is information you must know! Tune into My Smart Retirement with Certified Financial Planner Nancy Fleming as she helps guide you through this often confusing and complex NEW retirement benefits world and don't miss Nancy and My Smart Retirement every Saturday morning from 10 to 11 on Money Radio 1510 and 99.3 FM.
There is one common thought that circles about in most people's mind when think about "the future" - Have I put enough away for retirement. Will I have enough income to live out my Golden Years securely? How do I know I'm doing it right? I don't want to have any regrets. If you have any of these thoughts be sure to join Certified Financial Planner Nancy Fleming of Fleming Financial Services THIS Saturday at 10 am right here on Money Radio for My Smart Retirement. Retirement can be tricky and you don't want to have regrets.
How can I change my Will to include my nice neighbor who drives me to the doctor and comes to visit me?
That’s the sound of an action that may most likely be a form of elder financial abuse. Perhaps this has happened to someone you know, or perhaps you feel a twinge of concern for someone, but aren’t really sure… You have a growing concern for a vulnerable adult. Maybe you don’t want to find yourself in a spot like this. Come learn more about his growing concern on “My Smart Retirement with Certified Financial Planner Nancy Fleming of Fleming Financial Services
We all know that men and women are different, but does this really extend into retirement planning? The answer is a resounding “yes! ” Women approach problem solving a bit differently. Women live longer, on average, spend more on medical care, and taking care of others. Their bottom line retirement planning will be different. To explore this further, tune in on Saturday morning, at 10:00 am to “My Smart Retirement, a different kind of financial guidance show with Certified Financial Planner Nancy Fleming and Sinclair Noe as we explore and discuss research on these vital issues for women.
How does your personality and effect your financial future? Certified Finanical Planner Nancy Fleming and My Smart Retirement will discuss Behavioral Finance, phycology meets conventional economics to explain why people make irrational financial decisions. Find out more about yourself and the financial choices you make on this weeks My Smart Retirement.
You have been loyal... You have worked hard... You have earned your pension... Now you need to know the right way to utilize it. The rules have changed. There has been pension reform. Do you know what to do? Do you take the lump sum option? Tune in to My Smart Retirement with Certified Finanical Planner Nancy Fleming of Fleming Finanical Services and Sinclair Noe as they discuss Pensions. Laws and rules change all the time, know what your options are.
Wherever you decide to save money, there is always a tax rule attached to it. So the question is-do I pay tax before I save---when I make withdrawal—or as I go? Join My Smart Retirement this Satuday morning at 10:00 am, when certified financial planner Nancy Fleming of Fleming Financial services will compare the uses of a couple potentially tax free accounts..
SAVING FOR REIREMENT CAN SEEM LIKE A COMPLICATED PROCESS—THERE ARE MANY PLACES YOU CAN PUT YOUR MONEY. YOU MAY WONDER WHICH WAY TO TURN OR IF YOU ARE MISSING SOMETHNG. YOU KNOW THE BASICS, SET MONEY ASIDE IN A NEST, BUT SHOULD YOU USE AN IRA, THE 401K, ROTH, OR SOMEPLACE ELSE?
Don't miss My Smart Retirement with Certified Financial Planner Nancy Fleming or Fleming Finanical Services. There are only two thing that are garuanteed in life. . . Death and Taxes. What will happen to your estate when you die? Are you prepared? It's not just your money, homes and property. . . It's your legacy and your families future. make sure you have an estate plan.
The good news is out! ! ! We are living longer! BUT with that comes a price. Pensions and annuities have to be paid longer. You need your money to stretch and last a few more years. The laws and regulations have changed as a result of how to help and how to guarantee these incomes you count on. We want you to know about this, join Certified Financial Planner Nancy Fleming for Your Smart Retirement and see how this might impact you!
Remember the old movie "How to Marry A Millionair?" Well, today there are more than 10 million US household worth then $1 million or more. This means you are 3X as likely to run into a millionaire as a school teacher. Are you part of this group? Are you working on becoming a member? Certified Financial Planner Nancy Fleming will delve into what America's millionaires do to get there and stay there.
Never worry about retirement again!!! Today on the show Certified Financial Planner Nancy Fleming will discuss ways to acheive a stress free retirement. My Smart Retirement is a show dedicated to helping you acheive your goals in retirtment. So join Certified Finanical Planenr Nancy Fleming this and every Saturday morning from 10 to 11 on Money Radio 1510 & 99. 3FM
Social Security. When and how should I start taking it? At 62, 66 or maybe 70? Should I start taking Social Security as soon as I stop working? How do I know what is best for me and my situation? Maybe I should start taking Social Security while I'm still working and save even more for retirement! If these are the kind of questions you're thinking about then you MUST join Money Radio's Sinclair Noe and Certified Finanical Planner Nancy Fleming.
Financial Independence. . . You want it. . . You strive for it. Tune in to My Smart Retirement with Certified Financial Planner Nancy Fleming and Sinclair Noe and get a few tips on how to achieve YOUR Financial Independence. Sinclair and Nancy also discuss, keeping your financial independence by AVOIDING potholes on the road to retirement.
Do you have a secret? Well, your IRA does. . . Join Certified Financial Planner Nancy Fleming and Money Radio's Sinclair Noe as they unlock the secrets of your IRA. Download My Smart Retirement the hear Sinclair and Nancy talk IRA's and retirement. What dirty little secret is your IRA hiding? Find out on this show.
If your retiring today, you have completed the first half of the formula, accumulating a retirement nest egg and income. Your retirement, just as your generation, is different from any other generation, especially your parents generation. How are you rewriting the rules? Learn the 5 main rules for your retirement on this episode of MY Smart Retirement with Certified Financial Planner, Nancy Fleming and Money Radio's Sinclair Noe.
This Saturday is the 4th of July, our Nation's Birthday and celebration of Independence. Join Certified Finaical Planner Nancy Fleming and Money Radio's Sinclair Noe as they take a bit of a break from the world of finance and focus on Amercia. Happy Indepence Day from Fleming Finaicial Services and Money Radio.
If you have questions about your retirement please call Nancy at 480-632-8770.
The Golden Years!
Retirement has been around since the early 1900's. It usually meant resting for a few years before you die. For Babyboomer's today those kind of Golden Years are not what you had in mind. Join My Smart Retirement with Certified Financial Planner Nancy Fleming and Money Radio's Sinclair Noe to see how your Golden Year's will measure up.
Did you know that there are SIX stages in retirement? Find out which stage you are in. Nancy Fleming discusses the stages and process of getting to, and staying in retirement.
Nancy Fleming and Ken Morgan discuss the number one mistake that people make with their retirement savings. This may SHOCK you!
Nancy and Ken discuss investor behavior and why we react to the market in certain ways. Is it herd mentality or something else? Nancy gives an example of a couple almost ready for retirement and how they are going to use their various savings accounts.
The best is yet to come! Nancy and Ken give an example of someone who made all the right decisions about retirement and everything was going great. That is until the 2008 crisis. Nancy was asked to step in and help.